How a central bank actually sets interest rates
One number, eight meetings a year and a very long line of dominoes. What happens in the room, and how it reaches your mortgage.
Chart of the week
Saving more beats chasing returns
Chart of the week: three savers, one salary, the same returns. Only the saving rate is different, and it changes everything.
Read the analysis
Why index funds quietly won
The boring option, once called lazy, now holds a huge share of the world's savings. Cost is most of the reason.
Saving more beats chasing returns
Chart of the week: three savers, one salary, the same returns. Only the saving rate is different, and it changes everything.
How a central bank actually sets interest rates
One number, eight meetings a year and a very long line of dominoes. What happens in the room, and how it reaches your mortgage.
A profitable bakery that nearly ran out of cash
Profit is an opinion, cash is a fact. One example bakery's year shows why good businesses still run dry.
Editor's picks
Latest
Buy now, pay later: the real cost of splitting a bill
Four easy payments can be free. Late fees, stacked plans and bigger baskets are where the cost hides.
Companies
Subscribers
Why companies buy back their own shares
A buyback can reward owners or flatter a bonus target. How to tell a good one from a bad one.
The emergency fund, explained without the guilt
Forget six months for now. Start with a small, reachable goal and build from there.
What a 1% fee really costs
Chart of the week: on $10,000 over thirty years, the gap between a cheap fund and an expensive one is bigger than the deposit.
How a steel box sets the price of almost everything
Containers made distance almost free. When the chain breaks, prices everywhere feel it months later.
Companies
Members
Reading an annual report in twenty minutes
Skip the glossy pages, compare profit with cash, read the risks and check the notes on debt and pay.
